Friday, September 12 2025Source/Contribution by : NJ Publications "Don't put all your eggs in one basket" - every investor has heard this advice. For mutual fund investors, this often translates to h...

Friday, September 5 2025Source/Contribution by : NJ Publications When it comes to building a strong financial portfolio, most people focus on savings, investments, and growing our wealth. While these...

Friday, August 29 2025Source/Contribution by : NJ Publications When most investors think about mutual funds, the first things that come to mind are returns, risk, and tax-saving. But behind the scene...

Friday, August 22 2025 Source/Contribution by : NJ Publications As we celebrate the spirit of independence, it's a perfect time to reflect on another crucial form of freedom: financial freedom. While...

Friday, August 01 2025 Source/Contribution by : NJ Publications In the past few weeks, India has witnessed a spate of accidents that have shocked the nation. From the tragic Ahmedabad plane crash lan...

Friday, July 25 2025 Source/Contribution by : NJ Publications We all dream of building wealth, seeing our investments grow, and achieving financial freedom. But often, in our pursuit of big returns, ...

Friday, July 18 2025 Source/Contribution by : NJ Publications Most of us are wired to chase success stories in investing. We eagerly read stories of legendary investors and their incredible successes...

Friday, June 27 2025 Source/Contribution by : NJ Publications When it comes to health, we all want the best care for ourselves and our family. Medical expenses are rising quickly and unexpectedly, ha...

Friday, June 20 2025 Source/Contribution by : NJ Publications The office air is thick with excited whispers of appraisals and increments. New salaries are hitting accounts, and for many, that sweet b...

Friday, June 13 2025Source/Contribution by : NJ Publications This Father's Day, as you scour for the perfect gift - another wallet, a gadget he'll use, or a "World's Best Dad" mug - stop and consider...

Friday, June 6 2025Source/Contribution by : NJ Publications Medical treatments are becoming more expensive and sophisticated, meaning the cost of hospitalization, diagnostics and daycare procedures a...

Friday, May 30 2025Source/Contribution by : NJ Publications Navigating the world of investing can feel like traversing a complex maze, and without a solid understanding of the terrain, the journey ca...

Friday, May 23 2025Source/Contribution by : NJ Publications In an age where financial markets react instantaneously to tweets, geopolitical tensions, and algorithmic trading, the most counterintuitiv...

Friday, May 16 2025Source/Contribution by : NJ Publications Health insurance is a financial safety net that protects you and your loved ones from unexpected medical expenses. Despite its undeniable i...

Friday, May 9 2025Source/Contribution by : NJ Publications Dodging Investment Traps: How to Pick the Right Mutual Funds  By: NJ Team Investing in mutual funds? Congratulations! You're on a path to ...

Friday, May 2 2025Source/Contribution by : NJ Publications We've all been guilty of it-pushing retirement planning to the back burner. "Retirement? That's decades away!" we tell ourselves, all while ...

Friday, April 18 2025Source/Contribution by : NJ Publications Introduction Traveling abroad can be an exciting and enriching experience. However, unforeseen events such as medical emergencies, fligh...

Friday, April 4 2025Source/Contribution by : NJ Publications The recent market turbulence has left many investors feeling anxious, watching their portfolios fluctuate with unsettling volatility. Head...

Friday, Mar 07 2024Source/Contribution by : NJ Publications Investing is an essential way to grow wealth, build financial security, and achieve long-term needs such as retirement, education, or buyin...

Friday, February 7 2025Source/Contribution by : NJ Publications Investing is an essential way to grow wealth, build financial security, and achieve long-term needs such as retirement, education, or b...

Thursday, January 23 2025Source/Contribution by : NJ Publications We cherish the smiles on our loved ones' faces as they unwrap gifts carefully chosen just for them. But this year, consider going bey...

Friday, January 10 2025Source/Contribution by : NJ Publications As the New Year is just around the corner, it's the perfect time to leave behind the setbacks of the past year and start fresh with a c...

Friday, January 3 2025Source/Contribution by : NJ Publications Do-It-Yourself (DIY) investing has gained significant popularity in recent years, with more and more individuals taking control of their...

Friday, December 20 2024Source/Contribution by : NJ Publications As we age, our bodies become more susceptible to various health ailments. While the future is unpredictable, we can definitely prepare...

Friday, December 06 2024Source/Contribution by : NJ Publications When it comes to life's significant moments like child education, marriage, retirement, etc., we probably have a plan in place. We eve...

Friday, Nov 15 2024Source/Contribution by : NJ Publications Introduction Living abroad as a Non-Resident Indian (NRI) brings a unique set of experiences. While you're building a life overseas, it's ...

Friday, Oct 18 2024Source/Contribution by : NJ Publications Comprehensive Car Insurance: A Guide to Protecting Your Investment Introduction Comprehensive car insurance is a crucial component of res...

Friday, Oct 11 2024Source/Contribution by : NJ Publications The Investor's Trifecta: Time, Pragmatism, and Pessimism In the dynamic world of investments, where emotions can often cloud judgment, th...

Friday, Sept 27 2024 Source/Contribution by : NJ Publications Season of Monsoon, Mosquitoes & Medical Insurance The monsoon season brings beauty and relief from the heat, it brings a welcome chang...

Friday, Sept 20 2024 Source/Contribution by : NJ Publications Debunking 7 Misconceptions About Investing Investing wisely is not just about knowing what to do; it's also about understanding what not t...

Friday, July 26 2024 Source/Contribution by : NJ Publications In the evolving landscape of personal finance, mutual funds have emerged as a versatile and accessible investment vehicle for a wide range...

Friday, June 21 2024 Source/Contribution by : NJ Publications Mutual funds are financial intermediaries that enable millions of small and big investors across the country to engage in and benefit from...

Friday, June 15 2024 Source/Contribution by : NJ Publications Whether you are an investor or not, it is pretty certain that you must have heard about the famous Chanakya or his Nitis. Chanakya was not...

Friday, May 17 2024 Source/Contribution by : NJ Publications "I am young, do regular exercises, fit & healthy. Do I need health insurance?" Most of us ponder upon this question when someone talks abou...

Friday, Apr 12 2024 Source/Contribution by : NJ Publications Health insurance in the new era is providing you various kinds of coverages, like OPD coverage, worldwide treatment, no claim bonus, etc. T...

Friday, Mar 1 2024 Source/Contribution by : NJ Publications Health Insurance in India is growing widely and rapidly from the last few years. Recently, there has been some very critical reforms that wi...

Friday, 23 Feb 2024Source/Contribution by : NJ Publications The majority of Indian investors do not have a structured approach to savings and investment. The amount of money saved is determined by the...

Friday,16 Feb 2024Source/Contribution by : NJ Publications Born into a world of constant connectivity and boundless information, Gen Z is navigating adulthood with habits and preferences that set them...

Friday, Feb 2 2024 Source/Contribution by : NJ Publications In major cities, people prefer to travel by train or 2-wheeler even when they own a car to avoid traffic and reduce fuel expenses. However, ...

Friday, Jan 26 2024 Source/Contribution by : NJ Publications Everyone wants to invest in the best-performing asset class every year. But, the thing is, it is nearly impossible to choose the best...

Friday,19 Jan 2024Source/Contribution by : NJ Publications A new year is a fresh beginning - a time when we can reflect on the past and look forward to the future with a fresh perspective and a desire...

Friday, Dec 29 2023 Source/Contribution by : NJ Publications Insurance Policy is an agreement or a legal contract between the insurer, (the insurance company), and the insured or the policyholder /pro...

Friday, Dec 15 2023 Source/Contribution by : NJ Publications In the investment world, few names resonated as profoundly as Charlie Munger, the renowned vice chairman of Berkshire Hathaway and the long...

Friday, Dec 08 2023 Source/Contribution by : NJ Publications The number of deaths in road crashes in India was at an all-time high in 2022 with fatalities above 1.68 lakh. This is approximately 462 de...

Friday, Nov 17 2023 Source/Contribution by : NJ Publications Today we live in a fast-paced, stress-filled life and we are knowingly and unknowingly exposed to many risks to life, health and property. ...

Friday, Nov 10 2023 Source/Contribution by : NJ Publications In today's fast-paced world, managing personal finances can be a challenging task. Whether you are seeking professional guidance or prefer ...

Friday, Nov 3 2023 Source/Contribution by : NJ Publications Insurance is the cornerstone of financial security, offering individuals a safety net against life's uncertainties. At its core, insurance i...

Friday, Oct 20 2023 Source/Contribution by : NJ Publications The equity markets have had an impressive run after the pandemic in India. The Indian economy has shown tremendous resilience and strong fu...

Friday, Oct 6 2023 Source/Contribution by : NJ Publications Health insurance has always acted as a crucial safety net, giving people and families access to financial security against unanticipated med...

Friday, Sept 25 2023 Source/Contribution by : NJ Publications Have we reached all of the goals that we've set for ourselves in life? Leaving other goals aside, let's talk about our growing list of fin...

Friday, Sept 22 2023Source/Contribution by : NJ Publications In this fast-paced world, where time is precious and financial responsibilities grow with each passing day, finding an investment approach ...

Friday, Sept 15 2023 Source/Contribution by : NJ Publications Are you unhappy with your current health insurance company or plan? Do you find other health insurance plans to offer a comprehensive scop...

Thursday, Aug 24 2023 Source/Contribution by : NJ Publications In today’s world, most people have a sedentary lifestyle with unhealthy dietary habits. Nowadays, we are even more prone to diseases caus...

Friday, Aug 11 2023 Source/Contribution by : NJ Publications "A father is a banker provided by nature." When we were kids, we often saw our fathers doing the best in terms of managing the finances and...

Friday, Aug 04 2023 Source/Contribution by : NJ Publications As the proverb goes, "Health is Wealth", taking care of your health and the health of your family members is crucial. With the rising expen...

Friday, July 28 2023 Source/Contribution by : NJ Publications Do you love to have junk food and want to have it every day? But practically, you cannot have it daily because it can never grab all the n...

Friday, July 21 2023Source/Contribution by : NJ Publications A month has already passed since the start of the new financial year (FY). When it comes to any matter involving finances, accounts, and ta...

Friday, July 14 2023 Source/Contribution by : NJ Publications People generally assume that because they have a health insurance policy (HI), they would not require personal accident insurance as HI co...

Friday, July 07 2023 Source/Contribution by : NJ Publications Indians are reputed to hold around 9-11% of the total physical gold in the world. It is estimated that more than 75% of Indian households ...

Friday, June 30 2023 Source/Contribution by : NJ Publications Every time the Indian markets, a specific stock, or a sector reaches a new milestone, a new notification from the media appears on our mob...

Friday, June 23 2023 Source/Contribution by : NJ Publications Insurance is an agreement between the insurer and the insured (policyholder). This agreement is based on the information the insured provi...

Friday, June 09 2023 Source/Contribution by : NJ Publications Are you the one who used piggy banks in your childhood to store all the money gifted to you by your relatives? Do you also remember gettin...

Friday, June 09 2023Source/Contribution by : NJ Publications Investing is a risk-versus-reward game. Where some have made millions, many more have lost. What are the characteristics that differentiate...

Friday, May 19 2023 Source/Contribution by : NJ Publications Having a basic health insurance policy is a great start to protect yourself from rising hospitalization costs and receive hassle-free, time...

Friday, May 12 2023 Source/Contribution by : NJ Publications The Big Picture: Every year, the union budget is one of the most keenly watched events in the country. This year, the first budget of “Amri...

Friday, May 05 2023 Source/Contribution by : NJ Publications “Successful Investing is managing risk, not avoiding it.”  Benjamin Graham, the father of value investing might have said this decades ago,...

Friday, April 15 2023 Source/Contribution by : NJ Publications The world has become a smaller place. Today, be it education, career, business or leisure /holidays, the national boundaries have blurred...

Friday, April 07 2023 Source/Contribution by : NJ Publications Even though the COVID-19 global pandemic began more than two years ago, we are still feeling the effects and disruptions in our lives. If...

Friday, February 24 2023 Source/Contribution by : NJ Publications Saving and investing is a big part of your financial plans. Sometimes, even planning for your cash outflows becomes a vital component ...

Friday, February 17 2023 Source/Contribution by : NJ Publications Uncertainty is omnipresent today and we live in a world full of uncertainties around us. We never know what will happen in the next ho...

Friday, February 10 2023 Source/Contribution by : NJ Publications We all have dreams and aspirations, especially when we are young. Be it an early retirement or palatial home or a big car. Unfortunate...

Friday, February 3 2023 Source/Contribution by : NJ Publications Have you wondered why your fund seems to have delivered fantastic returns and yet your returns have been on the lower side? Well you ar...

Monday, January 30 2023 Source/Contribution by : NJ Publications A Health Insurance is a must today. Every individual and family must be protected against the very probable risks to our health. The re...

Friday, January 20 2023 Source/Contribution by : NJ Publications As you grow in life your needs and wants also grow. When you get your annual salary increment, the first thought always tends to be abo...

Friday, January 20 2023 Source/Contribution by : NJ Publications Setting financial goals is the most important aspect that every person should think of. It is an important step towards becoming financ...

Thursday, Oct 06 2022, Source/Contribution By : NJ Publications By: Mr Vishal Baxi, NJ Wealth Partner, Surat Ring-Road Branch. In a world that believes in manifestation, higher power and superstitio...

Monday, June 20 2022Source/Contribution by : NJ Publications As investors most of us feel that creating wealth requires an active approach on our part. Frequent portfolio churning, be it stocks or mut...

Monday, May 02 2022Source/Contribution by : NJ Publications You will be tempted to eat all the laddoos if they are lying in your plate in front of you. Likewise the extra money or year end bonus in ou...

Saturday, April 16 2022Source/Contribution by : NJ Publications As informed investors, we should be familiar with the different investment routes or facility of investing offered by mutual funds. You ...

Thursday, March 10 2022Source/Contribution by : NJ Publications The pandemic has come as a wake-up call for many of us. People are now giving a lot more priority to the quality of life, living and not...

Monday, February 07 2022Source/Contribution by : NJ Publications India is a blessed land where gurus have preached the path of self-realisation and enlightenment for aeons. Lord Budhha, the revered fo...

Friday, January 07 2022Source/Contribution by : NJ Publications Sometimes it is good to have some mental laws framed in our minds. These laws when practiced in our lives has the power to influence our...

Wednesday, December 15 2021Source/Contribution by : NJ Publications The title of the article may sound like a chapter from a psychology book. But hardly is it academic in nature. This time around, we ...

Monday, Nov 08 2021Source/Contribution by : NJ Publications Budgeting is simply creating a plan to spend your money. This plan is the “budget” which allows you to determine in advance how much will yo...

We live in a dynamic, evolving, uncertain world. The investment landscape is too constantly changing with uncertainty being omnipresent. The wisdom to know what to do and how to act in the face of thi...

Thursday, Sept 09 2021Source/Contribution by : NJ Publications The Covid-19 pandemic has led to a vivid change in people's attitude. With time spent at home and the growing uncertainty of life, people...

Wednesday, August 04 2021Source/Contribution by : NJ Publications Congratulations, You made the right decision to buy insurance. Now for the hard part. Buying insurance is not an easy, straightforward...

Thursday, July 08 2021Source/Contribution by : NJ Publications Our relationship with money starts at an early age when we notice or parents exchanging coins or notes for all sorts of stuff we like. Th...

Friday, June 04 2021Source/Contribution by : NJ Publications Most parents think that they do not need to teach their children how to manage money and the value of managing money in the right manner. T...

Wednesday, May 07 2021, Contributed By: NJ Publications Managing Portfolio In Retirement Years: Retirement period is considered to be a new beginning for an individual. It is the time to unwind and pu...

Friday, April 09 2021Source/Contribution by : NJ Publications We all have certain dreams and aspirations in life. We want to own a nice house, we want to send our kids to the best schools and colleges...

Thursday, Mar 4 2021Source/Contribution by : NJ Publications It's about to start a new Financial year and we usually start the new year with new goals and resolutions, then why not to plan for TAX sav...

Tuesday, February 02 2021Source/Contribution by : NJ Publications It was cold, windy evening of January 2012. Mr. & Mrs Arora (retired couple, both senior citizens) were enjoying winter evening &a...

Friday, January 8 2021Source/Contribution by : NJ Publications Albert Einstein had once called power of compounding as the eighth wonder of the world.This is one investment principle which makes money...

Tuesday, December 8 2020Source/Contribution by : NJ Publications "Do you think there are any specific habits that make some people more successful with money than others?" This is a question that a lo...

Friday, Nov 13 2020Source/Contribution by : NJ Publications Retirement period is considered to be a new beginning for an individual. It is the time to unwind and pursue hobbies which you were not able...

Friday, October 23 2020Source/Contribution by : NJ Publications We all want to give the best to our children. We feel that our children do not need to go through the same experiences, difficulties and...

Friday, Oct 09 2020Source/Contribution by : NJ Publications Leonardo da Vinci once said that “simplicity is the ultimate sophistication.” This quote still stands very true for everyone today and for e...

Friday, Oct 02 2020Source/Contribution by : NJ Publications Over the last few years, the term “financial planning” has been very often used and heard by many of us. In this article, we explore as to w...

Friday, September 25 2020Source/Contribution by : NJ Publications Systematic Investment Plan or SIP as it is commonly known, is an investment plan (methodology) offered by Mutual Funds wherein one cou...

Friday, September 18 2020Source/Contribution by : NJ Publications As families seek to improve their financial situation and develop plans for the future, a logical first step is to determine their pre...

Friday, September 11 2020Source/Contribution by : NJ Publications Have you ever asked yourself – what has all the technology advancement and development around brought us? Has it really added value to...

Friday, September 04 2020Source/Contribution by : NJ Publications We believe in Vasudhaiva Kutumbakam, the old Sanskrit phrase meaning the world is one family. The technological advancements of the 21...

Friday, August 28 2020, Contributed By: NJ Publications "Unless you can watch your stock holding decline by 50% without becoming panic-stricken, you should not be in the stock market." - Warren Buffet...

Friday, August 21 2020, Contributed By: NJ Publications “He that is good for making excuses is seldom good for anything else.” - Benjamin Franklin Most people have many reasons 'not' to invest. Even t...

Friday, Aug 14 2020Source/Contribution by : NJ Publications The ultimate goal of every investor is collecting a big corpus to secure a peaceful Retirement. So, you invest throughout your life and once...

Friday, Aug 07 2020Source/Contribution by : NJ Publications Young adults are perhaps the richest among all of us. They have something more than all of us - "time" at an age when the possibilities are ...

Friday, July 31 2020Source/Contribution by : NJ Publications Most of us, if not all, are in a journey from scarcity or deprivation towards financial well-being and ultimately financial freedom. A big ...

Tuesday, July 28 2020Source/Contribution by : NJ Publications No one can predict equity market. Right? But the other side of the coin is that no one can create wealth by ignoring equity market. Equity...

Friday, July 24 2020Source/Contribution by : NJ Publications “Set your goals high and don't stop till you get there” ~ Bo Jackson There is a strong correlation between your investments and your goals....

Friday, July 17 2020Source/Contribution by : NJ Publications We have all made mistakes in past and most likely would also make mistakes in future. Making mistakes is not crime but is something human i...

Tuesday, July 14 2020, Source/Contribution By : NJ Publications Around 25 Lac new demat accounts have been opened during the lockdown phase. Lot of retail investors have hooked on to the direct Equit...

Friday, July 10 2020, Source/Contribution By : NJ Publications The two wonders of personal finance "Saving" and "investment" are often perceived as same by most of us. But, both these terms are disti...

Friday, July 03 2020.Contributed By: Team NJ Publications There is none better way to look at simple ratios to evaluate your financial situation. Companies and analysts are much more comfortable using...

Friday, June 26 2020.Contributed By: Team NJ Publications As kids we would have read the famous story of Alice in wonderland. In the story, she once reaches a crossroads and was not sure which road to...

Friday, June 19 2020Source/Contribution by : NJ Publications Following are some tips which can help you in building and managing your Emergency Fund: Ask your advisor: Your emergency fund must be suf...

Friday, June 12 2020Source/Contribution by : NJ Publications Asset Class is a often used word in finance, especially investment & portfolio management. We also used the term many times in our arti...

Friday, June 05 2020Source/Contribution by : NJ Publications It may just take luck for a person to acquire or make wealth. However, it would take a lot more to keep holding on to that wealth. At the b...

Tuesday, June 02 2020Source/Contribution by : NJ Publications To most of us, food, clothing, and shelter were the norms for survival. Then came technology and connectivity in the form of mobile phones...

Friday, May 29 2020Source/Contribution by : NJ Publications Motor Insurance is generally a combination of Third Party Liability policy & Owner’s damage Cover (OD). The Motor Vehicles Act was passe...

Friday, May 22 2020Source/Contribution by : NJ Publications Scope of financial planning and awareness about personal finance have gone up considerably in last one decade or so with well traveled avera...

Friday, May 15 2020Source/Contribution by : NJ Publications Marriage, in financial context, sounds heavy, especially in case of young Turks just starting on their career paths and not yet considering ...

Friday, May 08 2020Source/Contribution by : NJ Publications There is something about women and money that doesn't seem to quite fit together in minds of most of us. We all generally have a tendency to...

Friday, April 17 2020, Contributed By: NJ Publications Life long Lessons for Investors Successful investors have a lot to share from their experiences which goes beyond just numbers. Almost every such...

Friday, April 04 2020, Contributed By: NJ Publications Investing Obstacles to Conquer: The beauty lies in the eyes of the beholder. The measure of anyone's personal or financial success is also a ver...

Friday, March 20 2020.Contributed By: Team NJ Publications From the time one decides to invest their money, they come across a world which offers them a variety of options to invest in. We would alway...

Friday, March 06 2020Source/Contribution by : NJ Publications The best lessons we can learn is from the experience and lives of successful people. Words of wisdom from those who have achieved great he...

Friday, March 06 2020Source/Contribution by : NJ Publications What Is an Annual Financial Plan? An annual financial plan is a way to determine where you are financially at this particular moment. That...

Friday, Feb 28 2020, Contributed By: Team NJ Publications In one of our recent articles we talked about how the individual investors are investing in India and the changing pattern of the investments ...

Friday, Feb 21 2020 Source/Contribution by : NJ Publications History has shown us that equities have been the most rewarding investment, asset class over long-term horizons. It has potentially genera...

Friday, Feb 14 2020, Contributed By: Team NJ Publications The biggest financial challenge most of us facing is retirement. Unfortunately, retirement planning has not received the same level of importa...

Saturday, Feb 07 2020, Contributed By: Team NJ Publications Everybody likes to be in control. And to do the things they like. Almost every second person today dreams to have his/her own business/ventu...

Saturday, Feb 01 2020, Contributed By: Team NJ Publications We as investors are mostly interested to know what returns I am going to get from my investments. It is seldom asked what is the real rate o...

Friday, Jan 17 2020Source/Contribution by : NJ Publications Why are my returns low? Should I continue investing in current markets? What should I do to get higher returns? These are some of th...

Friday, Jan 10 2020 Source/Contribution by : NJ Publications 1. When Buying Insurance, focus on sum assured Don't fall for policies giving you 10 times insurance cover. They are all expensive investm...

Friday, Jan 03 2020Source/Contribution by : NJ Publications Being successful at your investments is not a numbers game. It is a mind game. Successful investing is a play of some basic things which can...

Monday, December 30 2019, Contributed By: NJ Publications We are now well into the new financial year. Most of us would have now got their salaries revised, business plans worked out and bonuses recei...

Friday, December 20 2019, Contributed By: NJ Publications The last budget presented by the government was widely welcomed by everyone. There were many key measures taken for the benefit of taxpayers. ...

Friday, December 06 2019, Contributed By: NJ Publications It is a fact that the equity markets have not been performing well in recent times. This is not at all surprising as history shows us that the...

Friday, Nov 29 2019Source/Contribution by : NJ Publications One single person cannot be an expert at many things. One may be good at quite a few things but can one call himself as an expert on multipl...

Monday, Nov 25 2019Source/Contribution by : NJ Publications Time for Tax Planning In life, two things are certain – death and taxes! 31st March is less than Four months away and you surely now have ad...

Friday, Nov 15 2019Source/Contribution by : NJ Publications You must have recently read news about Boris Becker actioning his trophies and other memorabilia. It was indeed sad that one of the greatest...

Friday, Nov 8 2019Source/Contribution by : NJ Publications Do you ever imagine why few people appear to get rich easily while most of the others live their entire life full of financial struggles? Hav...

Friday, Nov 01 2019Source/Contribution by : NJ Publications We all talk about it, know about it but rarely do we find anyone who is all set and ready for a peaceful and happy retirement. Retirement pl...

Friday, October 18 2019, Contributed By: NJ Publications WHY DO BUDGETS FAIL?: Budgeting. It is one thing that every business and even every household should do. We all must have read much on budgeti...

Friday, October 04 2019, Contributed By: NJ Publications Fortification of your finances: What does fortification of your finances really mean? The term fortification essentially means creating a defe...

Friday, September 27 2019, Contributed By: NJ Publications Guaranteed ways to lose money We have discussed a lot of personal finance in our previous issues. But there also exist a lot of products or s...

Friday, September 13 2019, Contributed By: NJ Publications The 7 Commandments of Investments Being successful at your investments is not a numbers game. It is a mind game. Successful investing is a pl...

Friday, September 06 2019, Contributed By: NJ Publications Newly married? Congratulations. After all the music and celebrations of marriage die down, a new life starts and it is time to get back to th...

Friday, August 30 2019, Contributed By: NJ Publications One of the most common financial goals today has become financial freedom. This is especially true for the young generation, the millennials who...

Friday, August 23 2019Source/Contribution by : NJ Publications For many Indians, financial worries are a part of life. Being a developing economy with a very large population living without adequate f...

Friday, August 16 2019, Contributed By: NJ Publications All investors have one common goal – get better returns or performance out of their portfolio. While not all investors can be successful, all su...

Friday, August 02 2019Source/Contribution by : NJ Publications Action Plan for Personal Finance An action plan is a road map for the achievement of some important goal. Most of us have some personal g...

Friday, July 19 2019, Source/Contribution By : NJ Publications Most of us are aware of what a will is and how it works. Most of us are also under the impression that the will is only for people who a...

Friday, July 05 2019, Contributed By: NJ Publications We sometimes get sizable cash inflow as windfall gains or bonus for salaried employees. The first question arises in our mind whenever we have a b...

Friday, June 28 2019, Contributed By: NJ Publications Your Investment Goal : The beginning point of any investment has to be you and your needs. Having a predefined goal or objective is crucial for sh...

Friday, June 14 2019, Contributed By: NJ Publications Most of us have read the tale of “the rabbit and the turtle” in our schooldays. Let's recall the tale and refresh our childhood. Once upon a time,...

Friday, June 07 2019Source/Contribution by : NJ Publications Have you ever heard of the term – Credit Score? If not, it is perhaps one most important thing you have to learn about. What is it? A simpl...

Friday, May 31 2019Source/Contribution by : NJ Publications If you have been investing in Stocks, Bonds, FD's, Real Estate, Mutual Funds, etc., so by now you must be having a sizable investment portfo...

Friday, May 24, 2019 Source/Contribution by : NJ Publications Asset Class is a often used word in finance, especially investment & portfolio management. We also used the term many times in our ar...

Friday, May 21 2019 Source/Contribution by : NJ Publications Schools will soon be closing for summer vacations, and we don't want our kids to kill their time and strain their eyes watching TV, or pest...

Friday, May 17, 2019 Source/Contribution by : NJ Publications Saving money is one of the most important part of ­financial management for individuals and families. Our spendings have a direct impact ...

Friday, May 03 2019 Source/Contribution by : NJ Publications It's that time of the year when most companies will be treating their employees with their annual bonus for their year long hard work. Som...

Friday, April 26, 2019Source/Contribution by : NJ Publications "The biggest risk is not taking any risk.. In a world that's changing really quickly, the only strategy that is guaranteed to fail is not...

Friday, April 19 2019 Source/Contribution by : NJ Publications More often than not any surplus money left in savings bank account either gets spent on discretionary expenses or may be because of tiny...

Friday, April 12 2019 Source/Contribution by : NJ Publications Today mutual fund SIPs have become very popular. With growing financial awareness, more and more persons are today investing in equity m...

Friday, April 05 2019 Source/Contribution by : NJ Publications Indian investors are typically well diversified when it comes to asset classes. A normal person can be found willing to invest in gold o...

Friday, March 29 2019Source/Contribution by : NJ Publications There is a famous saying on shopping by Bo Derek that "whoever said money can't buy happiness simply didn't know where to go shopping". Th...

Friday, March 22 2019Source/Contribution by : NJ Publications Investing for children's education, marriage, etc. occupy a prominent position in most people's list of life goals. You have been saving a...

Friday, March 15 2019Source/Contribution by : NJ Publications Inflation in simple terms means general price rise of goods & services in a country. Inflation monster reduces purchasing power of mon...

Friday, March 08 2019Source/Contribution by : NJ Publications There is now a lot of communication seen on the importance of saving for retirement and what you need to do. This is fully justified and m...

Friday, March 01 2019Source/Contribution by : NJ Publications This article, as the name suggests is for those who start their retirement planning in the pre-retirement phase, in their 50's. Since fore...

Friday, February 22 2019Source/Contribution by : NJ Publications One of the most integral part of personal finance management and financial planning is estate planning. It is something very important ...

Saturday, February 16 2019Source/Contribution by : NJ Publications We have all struggled to stay in budget. Each time we get our salaries or income from the business, we vow to save more money and red...

Friday, Feb 08 2019, Need for more wealth is never ending. We want to be wealthy, free from stress, free from monthly rents, mortgages and wish to pursue our passion. But the irony is, only a few from...

Saturday, February 02 2019Source/Contribution by : NJ Publications The last day for action to save taxes is just round the corner. It is high time that you now take compute the tax liabilities and tak...

Friday, January 25 2019Source/Contribution by : NJ Publications Arrival of a kid may be the most wonderful and joyful moment in any parent’s life. Along with joy this brings additional responsibility....

Saturday, January 19 2019Source/Contribution by : NJ Publications What do we do with the surplus of income over expenses i.e our savings. We keep some money for meeting our near term emergencies or co...

Friday, January 11 2019Source/Contribution by : NJ Publications All of us have big dreams like going on a annual foreign holiday, buying a large house in a posh locality, sending our child to the best...

Friday, January 04 2019Source/Contribution by : NJ Publications If you have been an active reader on personal finance topics, you must have heard of the FIRE movement. FIRE is an abbreviate for 'Finan...

Friday, December 28 2018Source/Contribution by : NJ Publications If one has to describe the year 2018 for financial markets in one word, it would be 'volatile'. As we have known, markets tend to be vo...

Friday, December 14 2018Source/Contribution by : NJ Publications Procrastination is something almost every one of us is guilty of. We tend to put off things till later, make excuses for not doing some...

Friday, November 23 2018Source/Contribution by : NJ Publications Life is like a convolution of waters, the creeks merge into a river, the rivers split into tributaries, but the ultimate destination fo...

Friday, November 16 2018Source/Contribution by : NJ Publications India is in a state of Euphoria, celebrations are in the air with one festival lined up after the other, and we just wrapped up the big...

Friday, November 09 2018Source/Contribution by : NJ Publications Ever wondered how much should you invest in equities? In what time will your money double? Most of our money related questions often ha...

Friday, November 02 2018Source/Contribution by : NJ Publications Equity markets in India have remained volatile for quite some time now, some sectors have demonstrated a poor show than others. Further...

Friday, October 26 2018Source/Contribution by : NJ Publications Liquidity is a familiar tune that you would often come across. It is one of the most critical aspects and is behind most financial probl...

Tuesday, October 16 2018Source/Contribution by : NJ Publications The Indian Equity markets saw one of it's worst nightmares over the past few weeks. In the first week of October alone, the Sensex slip...

Friday, October 05 2018Source/Contribution by : NJ Publications Equity and Long Term go hand in hand. Whenever you hear or read about investing in Equity, the concept of long term follows. That we sho...

Friday, September 21 2018Source/Contribution by : NJ Publications Returns Evaluation activity is done by investors quite often. We want to be aware of the clear position of our investments, what is ou...

Friday, September 14 2018Source/Contribution by : NJ Publications The first step in financial planning is setting your goals. In fact, the goals serve as the base to any financial plan. Hence one must...

Friday, September 7 2018Source/Contribution by : NJ Publications Investing for earning a monthly salary means investing in assets which can give you regular monthly payouts. It means creating a source...

Friday, August 31 2018Source/Contribution by : NJ Publications There is an investor who has four saving accounts, Rs. 10,000 lying in one, Rs 15,000 in another, Rs 2,000 in the third one (the investor...

Friday, August 24 2018Source/Contribution by : NJ Publications It may be expected from the blogs at this place, regardless of the topic, that it’ll revolve around the financial aspect of life. But whe...

Friday, August 10 2018Source/Contribution by : NJ Publications Sameer, an IT professional, starts his month with Rs 35,000 being credited into his account. In the first week itself, he pays off his ...

Friday, August 3 2018Source/Contribution by : NJ Publications One of the fundamental elements that go into Financial Planning is Asset Allocation. Asset Allocation means bifurcating your investment po...

Friday, July 27 2018Source/Contribution by : NJ Publications This is one of the most common questions that the investors in their late 50's, about to retire in the next few years, have. One of the fun...

Friday, July 20th 2018Source/Contribution by : NJ Publications Like our marriage with our life partner, most of us develop a life long relationship with our investments, like our gold jewelery, the pr...

Thursday, July 12 2018Source/Contribution by : NJ Publications We have our viewpoints about people, places, things and a variety of other stuff in life. Men look feminine in Pink, Chinese is better th...

Friday, July 6 2018 Source/Contribution by : NJ Publications With the ITR filing deadline not even a month away, it's time to start gearing up to file your return, if you haven't done already. Waiting...

Friday, June 22 2018Source/Contribution by : NJ Publications To stand out among 1.35 billion people, to meet the growing needs, to build a career of their choice, students wish to pursue their higher ...

Friday, June 15 2018Source/Contribution by : NJ Publications What are your goals for your post Retirement Life? Pursuing all the things you wanted to but could not do over the last three or four decad...

Thursday, June 7 2018Source/Contribution by : NJ Publications There are so many people out there who are yet to inaugurate their investing process. Either we just don't want to invest or we keep on de...

Friday, May 25 2018Source/Contribution by : NJ Publications Financial literacy is regarded as an important requirement for the effective functioning for any economy and society. Over the years, financ...

Friday, May 18 2018 Source/Contribution by : NJ Publications Today we'll not talk about financial products or investments or goals, rather we'll concentrate on simple routine money habits which you ca...

Friday, April 27 2018Source/Contribution by : NJ Publications 1. An Emotional Guide: In investing, emotions play the devil's role. If left unchecked, they can easily ruin one's entire financial life. ...

Thursday, April 19 2018Source/Contribution by : NJ Publications Mutual funds have witnessed a growth in popularity over the past few years. The trend has seen retail investors increasingly participati...

Thursday, April 12 2018Source/Contribution by : NJ Publications We save and invest throughout our life for our future and our goals. We invest for buying our dream house, for our kids education, marri...

Friday, April 06 2018Source/Contribution by : NJ Publications Mutual Funds for wealth creation: If you'd ask about that one thing that all investors want from their investment in return, is Returns, ...

Friday, March 30 2018Source/Contribution by : NJ Publications For many of us, the topic of ‘managing’ our finances only hits us when we find our expenses regularly surpassing our income. That is, we s...

Thursday, March 15 2018 Source/Contribution by : NJ Publications In today's times, people want to get the best of everything for their child, the best education, food, clothing and the best quality o...

Friday, March 09 2018Source/Contribution by : NJ Publications Mr. Jaitley had remarked in his budget speech that we are a tax non-compliant country and that not paying taxes and filing returns has be...

Friday, March 02 2018Source/Contribution by : NJ Publications Hari Prasad Verma was an assistant to a renowned builder in his town Saharanpur. Hari was living a lower middle class life. One day, on th...

Friday, Feb 23 2018 Source/Contribution by : NJ Publications In it's 6th and the last of this fiscal's bi-monthly monetary policy review, RBI kept the Repo rate unchanged at 6%, three times in a row,...

Friday, Feb 15 2018 Source/Contribution by : NJ Publications "Someone's sitting in the shade today because someone planted a tree a long time ago" ~ Warren Buffet The priests of investment preach the...

Friday, Feb 9 2018Source/Contribution by : NJ Publications When mankind created technology, it didn't know that the latter would be the most irreplaceable 'organ' of the former. Technology has changed...

Friday, Feb 02 2018Source/Contribution by : NJ Publications The financial year 2017-18 is drawing to a close. It's time people start looking into the tax planning process, reviewing their existing tax...

Thursday, Jan 25 2018Source/Contribution by : NJ Publications We know many successful people and it is often our desire to achieve the success that our idols have achieved. However, matching success i...

Friday, Dec 05 2017 Source/Contribution by : NJ Publications Another year full of surprises and shocks, has formally come to an end. Although, the introduction of GST did create ripples, businesses w...

Friday, Dec 29 2017Source/Contribution by : NJ Publications Bitcoins and Blockchains are the most talked about topics globally. The newspapers are flooded with updates on the Bitcoin rally, anecdotes ...

Friday, Dec 08 2017Source/Contribution by : NJ Publications Mutual Funds SIP, as we all know is an investing tool which imparts discipline and convenience to the investing process. It is a systematize...

November 8, 2017 marked the first anniversary of the news, which left all Indians in jitters, the historic Demonetization stroke of the Indian Government. The move that was intended to uproot black mo...

Saving is the predecessor of investing. No investing, no fulfillment of goals can happen if you don't save enough. And spending is the worst enemy of saving. Many of us are extravagant spenders, we pr...

Well to begin with this is just a compilation & commentary on what the 'famous investment gurus' have said on wealth creation. But dig deeper and you will priceless guiding lights that would make ...

When you run a marathon, there is a predefined finish line, you run keeping that finish line in mind, and when you reach that line, you've achieved your goal. Your life is similar to a marathon, but w...

What is the power of your salary? It gives you the food to eat, a house to live in, a vehicle to ride on, education for your kids, a peaceful sleep, a means to survive. Your salary provides you the me...

  √ The month is February, the deadline for submitting investment proofs is approaching. What do I do? √ Some money got accumulated in my savings account, want to park it in a safer avenue. What do I...

Friday, Sept 22 2017,  Your income meets your needs and looks after your present, and your savings and investments create wealth for you and takes care of your future. Welcome to the investment world!...

Friday, Sept 01 2017,  Ramesh: Hey Suresh, good morning, how are you doing? Suresh: Hey.. I am doing good, how about you? Ramesh: I was wondering if you would be interested in investing in that bond w...

Friday, Aug 25 2017,  There is a strong correlation between your investments and your goals. To make life simple, every goal must have an investment attached to it. To justify its presence, the invest...

Friday, Aug 18 2017, Baghban is a captivating and a heart melting hindi movie with a mix of all the bollywood masala, emotions and songs. You all might remember crying an ocean at the melodramatic sce...

Friday, Aug 11 2017, Mutual funds can help investors create wealth over the long term powered with disciplined savings and patience in the right asset class. Equity mutual funds have been able to outp...

Friday, Aug 04 2017, BIRDS AND THEIR YOUNG: You must have often seen a nest in the corner of an attic below the stairs of your house, or on the pot hanging in your balcony or on a tree in your backyar...

Friday, July 28 2017, With just two days to go for the income tax returns filing deadline, amidst the last minute hustle, chances of mistakes are high. Either the website won't work because there are ...

Friday, July 14 2017,  People are very particular about the financial advisor they choose, we consider and evaluate alternatives, we take months to select the right financial advisor, we even change a...

Friday, June 23 2017, Since August last year when the resolution to implement GST was passed, the common man is preparing himself for the regime and is eager to learn the implications of GST on his li...

SIP is a tool which helps investors actualize their big goals through small steps. You can achieve a big dream like meeting your daughter's wedding expenses, with an SIP of as small as Rs 2,000 a mont...

Friday, June 02 2017, Contributed By: Team NJ Publications There are changes happening in every aspect in our lives. One change that has affected our lives is the growth in financial needs and product...

Friday, May 26 2017, Contributed By: Team NJ Publications Managing expenses is a tough task if you have not budgeted for it. But what about unknown expenses that hit us out of the blue. At times, even...

Friday, May 19 2017, Stay On Track: Key To Achieving Your Goals in Life How would you consider your life to be meaningful and successful? I am sure that many would not prefer or will not be able to pu...

Date : 12 May 2017 What happens when you go into your bank to deposit a large sum of money or if you have a huge balance in your savings bank account. Probably someone from the bank staff would approa...

Date : 05 May 2017 Young adults are perhaps the richest among all of us. They have something more - “time”, an age when the possibilities are unlimited. In case you are a young adult in 20s or 30s or ...

Date : 28 April 2017 Whenever the subject of discussion is planning for your future, the hot topics are "Buying a car in the next five years or upgrading the car in 3 years","Buying a house in the nex...

“It's July already, I am in the midst of the year. I'd rather start investing from the next year. New Year, New Beginnings” That auspicious new year will never come “I am young in my career, I am earn...

Ashish went to a nice restaurant for dinner with his 4 colleagues six months back. They had a fun evening and the bill for the dinner came to Rs 12,000, which was split between 5 of them. Manish paid ...

This was during the year 2009 - 2010. Mr. Shankar, Amit's father retired few weeks back and he was enjoying his retired life. After retirement he got a hefty sum from his savings as PPF & Gratuity...

Warren Buffet, one of the greatest investors of the world, the Chairman and CEO of Berkshire Hathaway, in his annual letter to the shareholders, presents investment insights, which are eagerly awaited...

In recent years the India has emerged as one of the fastest growing financial services market in the world. This has been largely due to rising incomes driven by economic growth and increasingly infor...

Post the chaos faced by the virtue of Demonetisation, the Aam Aadmi of India was hopeful of a liberal budget. And the budget did stand up to the expectations of the Common Man to some extent. The Budg...

There are two ways to look at investor behavior in the context of markets. Although, there can be many more perspectives for investor behavior if we can include various markets and different types of ...

This is the time of the year when you would be gathering your medical bills for supporting medical allowances, petrol bills for transport allowance, boarding passes for claiming LTA, insurance receipt...

We’re all busy in this fast paced life. Often we have many things that we need to do on priority and still many things that we wish to do but can't find time.The list of works to do fills up faster th...

Men and women have been created as equals and have equal rights. Unfortunately, for most of us, the financial and social status of women in India comes second to men. The women around us - be it daugh...

The year 2016 is ending in a day. It was a wonderful year, full of excitement, joy and surprises. When 2016 started, most of us made new year resolutions, we decided to be nice to others, quit smoking...

The government has banned Rs 500 and Rs 1000 notes, which constitutes 86% of the total currency of our country. The move is aimed to curb black money and wipe out corruption. This bold step has left u...

It almost pulled the rug from under the feet of many Indians on the evening on 8th November 2016, when PM Modi announced the demonetisation of Rs 500 & Rs 1,000 notes. All the cash that was stashe...

Compared to equity market, bond market is considered to be stable and less volatile. But events such as falling currency makes the market volatile, depreciation and appreciation of currency against do...

Parminder Singh and Bhupinder Singh are best friends. They have been brought up in the same neighbourhood, studied in the same class in the same school, and then they were benchmates in college. It wa...

You have finalised a challenging target for new SIPs for the quarter. You are all happy and gung-ho for it. But after a while, you stop thinking that it is possible. And at the end of the quarter, the...

The most awaited festival of the year, 'Diwali' is just round the corner. Each year the festival is looked forward to and celebrated with enthusiasm & with the hope of lightening our lives. It's t...

Your starting point is the one where you are standing today. You know your destination but you do not know the route. You have to look for someone who can guide you so that you reach your ultimate goa...

Young adults are perhaps the richest among all of us. They have something more - "time", an age when the possibilities are unlimited. In case you are a young adult in 20s or 30s or a parent / guardian...

Remember how your parents instilled the habits of thrift in you, how your mom used to help you save money from your pocket money to deposit in the piggy bank, and when you got bonus bucks for reciting...

“Frugality may be termed the daughter of prudence, the sister of temperance and the parent of liberty.” - Samuel Johnson Saving is the predecessor of investments and building wealth. The minimum you s...

It may be expected from the articles at this place, regardless of the topic, that it’ll revolve around the personal ­finance aspect of life. But when it comes to the growth of kids, and their ­financi...

Inflation is the first thing that all of us should know on the subject of wealth management. It is very surprising that most educated and learned persons /investors still do not fully comprehend the t...

“Life is a game; and money is how we keep the score” There is a very popular ad by MasterCard, wherein a young man's parents visit him, The cost of business class tickets is Rs 110,000, He rents a lux...

Prerna has been working for 5 years now. The reason behind her slender investments is saving some tax, and some, she is generous enough to give away to the government for the economic development of t...

Young adults are perhaps the richest amongst all of us. They have something more than all of us - "time", they are at an age when the possibilities are unlimited. In case you are a young adult in 30s ...

As an investor, one should have the basic understanding of asset allocation, irrespective of how literate or experienced you may be. It is at the heart of portfolio management for investors and as stu...

Personal risk management is a subject very commonly related with insurance, though the scope of it goes far beyond life insurance or general insurance policies available to individuals. Insurance is b...

As an early 30's person, you must be recently married with or without a kid, or about to be married. Your parents and family is dependent on you and you have a whole list of targets which you want to ...

Managing money may not have been one of our worries in the early stages of our life and thus, we may have developed some habits which may not be well suited to the current times and needs. So the ques...

Everything gets measured. Thats' how things work, information is collected, decisions are taken; all based on measurements. Every thing around us, whether it is physical or non-physical has a measure....

As it is said there are two unavoidable events of human being's life cycle : Death & Retirement. Although we can not really predict the first, we can really foresee our retirement and plan for it....

Financial literacy is regarded as an important requirement for the effective functioning for any economy and society. Over the years, financial literacy ensures supports social inclusion and enhances ...

Emotions is what makes us human. Unfortunately, emotions also make us bad investors. As a powerful force, emotions has the strength to often shadow intelligence, rationale and logic. And as investors,...

Today you have many options for investment. In fact the options are so many that one often feels confused as to which is the ideal one! Most of us are also unsure of what important parameters to consi...

Few matters in life are regarded, by many, as less relevant than planning for the distribution of estate, or in other words accumulated assets. More so in a country like India where, family legacy can...

The tax-saving season is coming to an end. For the investors, there is a host of tax- saving products competing with one another to get your attention. However, choosing the right product is not easy ...

Investing in simple but not easy. We are often in a dilemma as to what approach to adopt for investing. An average investor on the street is likely to be direction-less about investing and would not l...

For the first time ever, June 21st was celebrated as the International Day of Yoga across the world led by India. Yoga is perhaps the only discipline that focus on a person's well-being holistically, ...

Honorable Prime Minister Mr. Narendra Modi formally launched the Digital India Project on 1st of July. The project, a pet scheme of the NDA government, aims to connect India by broadband Internet, pro...

Mr. Nimesh Jamdar, Surat. NJ Client Mr. Nimesh Jamadar is a client of NJ – a commerce graduate, started his own business in the area of Textile & Construction and he is doing great for last 20 ye...

Ever wondered how a wealthy person might be thinking and organising hislife? Well, while the question may sound very subjective, it certainly does evoke some curiosity in us. Most of us see ourselves ...

Here is a headline even a pessimist cannot doubt. Indian E-Commerce is on fire. The hottest e-commerce market in the world is not in US or China or but it's in India. Experts predict that the industry...

India had been an attractive investment destination for many years post liberalization of economy in 1990, and most of the times have remained true to the expectations as well. Though, the sentiments ...

Word ' DINK ' has become very famous in 21st century urban India. This defines 'Double Income No Kids' generation. Generation of people born just before India started it's economic liberalization proc...

Our fast paced and sedentary lifestyle takes a toll on you and your family's health . Children tend to choose unhealthy and take away snacks over home made nutritious food. Free time is utilized watch...

As it is said, well begun is half done. We understand and apply that to almost all spheres of life except may be for investment. Investment decisions taken in early stage of life have potential to tra...

Managing personal finance for most business owners is inseparable from their business finances, especially in case of small and medium sized business owners. This alliance between personal and busines...

The finance ministry has allowed retirement fund body Employees' Provident Fund Organisation (EPFO) to become a member of a stock exchange although its trustees oppose parking even a part of its over ...

Mr. and Mrs. Arora recently moved to their 3 BHK luxurious apartment in greater Noida. Although it is a premium property spread across 100 acre township (like a small city within a city, with school, ...

The following is an excerpt from Warren Buffett's latest annual letter to shareholders where he shares his thoughts on investing by narrating his experiences related to property purchases made by him ...

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With the beginning of tax season once again we are scrambling to invest money in tax saving schemes to avail maximum deduction possible for us, especially the salaried individuals. There is a catch th...

Monetary policy in India has shifted decisively to using the Consumer Price Index (CPI) based inflation rather than Wholesale Price inflation since September 2013. We look at the history of CPI inflat...

One of the major global challenges facing every single person in this world is about climate change. It is challenge that puts to question the way we live our lives....

With expectations of an El Niño this year, there is trepidation about the impact on the agri sector and food inflation. This fear is based on the experience of 2009, when we had the worst south-west m...

What does it mean to be financially responsible? This may seem to be difficult question to answer by most of us. One must have heard of the saying "to live within your means"....

In the past 5-10 years, debt has become very easy to acquire and people are tempted by large number of banks would extend good offers to the borrowers....

Asset Class is a often used word in finance, especially investment & portfolio management. We also used the term many times in our articles. In this article a take a academic look at the various a...

Wealth creation is not easy. But neither it is difficult for wise and disciplined investors. One product that can really help investors in wealth creation is a mutual fund Systematic Investment Plan (...

Do you buy the argument that crude prices will sustain at lower levels? If that happens, will oil marketing companies outperform the stock market? The first question is difficult to answer we have to ...

As informed investors, we should be familiar with the different investment routes or facility of investing offered by mutual funds. You may already be aware of SIP but likewise, there are also other f...

As it is said there are two unavoidable events of human being's life cycle : Death & Retirement. Although we can not really predict the first, we can really foresee our retirement and plan for it....

A lot of tax payers and investors today a feel a sense of contentment post budget presented by the Modi government. The Finance Minister managed to address various issues and challenges facing the eco...

The quarter of January - March (popularly known in financial circles as the JFM quarter) is full of panic and anxiety for tax payers. Last minute investments need to be done,...

A basic mantra of smart investing has been 'Do Not Put All Eggs in One Basket'. This simply means diversification across diverse asset classes like equity, debt, gold etc....